|
Income decreases… missed work for you and/or a spouse (will you have the income replacement needed when a member of the family goes through treatment?)
Expenses increase… travel & lodging to and from treatment, medication, co-payments, long distance phone calls and treatment not covered by health insurance, etc.
- Nearly everyone has Medical Insurance (HMO, PPO, Group Major Medical, Individual Major Medical) but, Medical Insurance only covers direct costs.... or approximately 34% of Cancer costs.
- This Plan pays additional money directly to you.
- You use the money any way you want (pay for needed medical care, continue to meet your day-to-day expenditures, continue to make mortgage payments, pay for your home health care needs, pay for childcare of housekeeping expenses).
- Guaranteed renewable for life
- Covers 27 other diseases, the same as cancer, at no additional cost
- Coverage is portable at the same discounted rates.
- Chemotherapy, Immunotherapy & Radiation Therapy - Actual charges to the extent they do not exceed usual and customary in the area where charges are made for each up to $7,500 per month
- Experimental Treatment - Actual charges to the extent they do not exceed usual and customary in the area where charges are made for each up to $7,500 per month
- $200 per day Hospital confinement benefit; $1,000 per day starting on 71st day and thereafter
- Surgery up to $7,500 via surgical benefit schedule
- Actual charges up to $150 per day for blood, plasma, & platelet transfusions
- Skin cancer
- Patient/Family transportation and lodging
- Up to $50 for each covered family member for cancer screening tests each year
- Tutorial benefit
- Professional mental health consultation
- Bone Marrow Transplant/Peripheral Stem Cell Treatment— $10,000 per person
- Hospice Care Benefit
27 Additional Diseases:
Addison’s Disease, Amyotrophic Lateral Sclerosis, Diphtheria, Encephalitis, Epilepsy, Legionnaires' Disease, Lupus Erythematosus, Meningitis, Muscular Dystrophy, Multiple Sclerosis, Myasthenia Gravis, Niemann-Pick Disease, Osteomyelitis, Poliomyelitis, Reye’s Syndrome, Rheumatic Fever, Rocky Mountain Spotted Fever, Sickle Cell Anemia,Tay Sachs, Tetanus, Toxic Shock Syndrome, Toxic Epidermal Necrolysis, Tuberculosis, Tularemia, Typhoid Fever, Whipples Disease, Whooping Cough
Intensive Care/Coronary Care:
When a covered person is confined to an intensive care unit, the policy will pay $300 or $600 per day up to 30 consecutive days. Benefit will be paid beginning with the first day of confinement due to an accident or injury and with the second day due to illness.
First Occurrence Benefit:
Pays up to $5,000 upon initial diagnosis of an internal cancer. One time benefit!
* This is a brief description of policy benefits. Consult the Outline of Coverage for full terms and conditions.
Please email info@cbenefits.com for further details.
|
